Achmea publishes ambitious Climate and Nature Transition Plan 2026

Wed, 22 Apr 2026 08:30:00 +0200

Today marks Earth Day, an annual day in April when attention is drawn globally to the environment, nature and sustainability. For Achmea, it is the appropriate moment to share an update on our Climate Transition Plan. In this update, we broaden our focus beyond climate alone to also encompass nature and biodiversity. We set out how we are making concrete, action-oriented contributions to these important societal themes.

The Climate and Nature Transition Plan 2026 sets out how we are delivering on the first pillar of our sustainability ambitions: accelerating the transition to net zero and strengthening nature’s resilience. The plan also underlines our continued commitment to our ambitions. This is closely aligned with our vision of Sustainable Living Together and our cooperative identity, in which societal impact and long-term value creation are central.

Bianca Tetteroo, Chair of the Executive Board, said: “Climate and nature are not separate issues, but are closely interconnected. They increasingly determine the scale of risks, the frequency of damages, and what remains insurable over time. Climate change affects nature, while healthy ecosystems help to mitigate and absorb its impacts. That is why Achmea brings these themes together in a single transition plan. We focus on solutions that contribute to both climate mitigation and adaptation, within our role as insurer, investor and employer.”

Influence through investments
For our investments in companies, we have sharpened our climate target. We aim to reduce CO₂ emissions by 32.6% by 2030 (compared with 2023) and achieve net zero emissions by 2040. We have also expanded the scope of our real estate investment targets to include the indirect portfolio. In addition, we have raised the ambition for our own impact investments to 15% by 2030. We are also intensifying our engagement with companies on topics such as deforestation, climate change and a just transition. In this way, we use our influence as an investor to accelerate sustainable change.

Insuring the energy transition
Through our insurance activities, we support the energy transition. We provide insurance cover for new technologies deployed in areas such as renewable energy generation, energy storage, hydrogen and carbon capture. In doing so, we offer developers and financiers greater certainty, help to reduce emissions and contribute to a safer and more future-proof energy system.

Preparing customers for climate change
Climate change has a direct impact on our customers. With the Climate Compass in the Centraal Beheer app, they gain insight into their personal climate risks. In addition, we offer practical solutions, for example through the Climate Store or by financially supporting sustainability measures within their mortgage. In this way, we help customers to better prepare for the future.

Sustainable across own operations
Within our own operations, we are taking concrete steps. We are working on the world’s largest circular solar carport on our campus in Apeldoorn, enhance biodiversity across our own sites, and invest an additional € 4 million in large-scale reforestation through Land Life Company. In doing so, we capture CO₂, strengthen nature, and are able to offset residual emissions from its international operations after 2030.

Steadfast long-term direction
Bianca Tetteroo concluded: “Publishing this update today aligns with the spirit of Earth Day: taking action. In times of uncertainty, we remain steadfast in our climate and nature commitments. The long term requires clarity, consistency and responsibility. With our transition plan, we bring greater focus and coherence, building step by step towards a future-proof economy and society, taking into account both risks and solutions.”

Impact fund Achmea Real Estate acquires 128 homes in Bilthoven for sustainability upgrade

Tue, 21 Apr 2026 08:30:00 +0200

Achmea Real Estate has acquired 128 apartments in Bilthoven on behalf of the Achmea Dutch Residential Impact Fund (ADRIF), with the ambition of making them more sustainable over the coming years. Tenants can expect enhanced living comfort and lower energy costs. This marks the first acquisition by the impact fund, which was established last year.

Achmea has purchased the two apartment complexes on Spreeuwlaan and Kramsvogellaan from a private investor. Tenants were informed last week. The properties, with an average floor area of 83 m², were built in 1976 and predominantly carry an energy label D. Subject to tenant consent, Achmea initially aims to upgrade these to label A/A+, and subsequently to Paris Proof standards.

Upgrading to A/A+ will involve insulating the building envelope (including the roof and façade), installing solar panels and modernising building systems. Research conducted by BAM Wonen indicates that this can significantly reduce building-related gas and electricity consumption.

As a result, tenants in Bilthoven will benefit from improved comfort and lower energy bills. Despite a modest rent increase to cover the sustainability investments, total housing costs (rent and energy costs) are expected to remain stable or decrease slightly for residents. That is, if other factors (such as energy usage, energy prices or household size) remain unchanged.

Onno Hoff, Fund Manager at ADRIF: “We are proud of this first acquisition for the fund. Together with tenants and BAM Wonen, we will now swiftly take concrete steps. If all studies proceed according to plan and no delays occur in the approval processes, we expect to commence the sustainability works next year.”

Across the Netherlands, approximately 850,000 rental homes currently have an energy label D or lower. These will need to be upgraded over the coming years in order to meet the Paris climate targets. “This large-scale transition requires substantial capital,” said Boris van der Gijp, Co-Chair at Achmea Real Estate. “Institutional investors can play a key role in this, while achieving an appropriate financial return. We warmly invite them to join us.”

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Achmea publishes ambitious Climate and Nature Transition Plan 2026

Impact fund Achmea Real Estate acquires 128 homes in Bilthoven for sustainability upgrade